Mechanical Breakdown Insurance NZ


Mechanical Breakdown Insurance

Drive with confidence, no matter what the road throws your way with​

You don’t expect your new car to fail you.

While it’s true that you don’t anticipate your new car to fail you, modern vehicles are complex and contain numerous parts that may malfunction. Hence, our policies are specifically crafted to assist you in avoiding expensive repairs if your car experiences unexpected breakdowns.

Mechanical breakdown insurance is a crucial safeguard for any vehicle owner, offering protection against unexpected and potentially costly repairs. Don’t let unexpected breakdowns leave you stranded or with a hefty bill – get peace of mind with mechanical breakdown insurance.

What is MBI?

Autosure Mechanical Breakdown Insurance (MBI) pays for the reasonable cost to fix mechanical or electrical parts that stop working suddenly and unexpectedly when you are using your car normally in New Zealand unless the policy book says otherwise.


Cover for gas, electric, and hybrid vehicles

MBI policies can cover the cost of repairs for gas, electric, and hybrid vehicles, which can be particularly valuable as these vehicles often have complex and expensive components.

Towing and car hire services

Some MBI policies may include towing services to transport your vehicle to a repair facility in the event of a breakdown, as well as car hire services to provide you with a temporary vehicle while your car is being repaired.

24/7 AA Roadservice

AA Roadservice is a service provided by the Automobile Association (AA) that offers roadside assistance to drivers in the event of a breakdown or other emergency. Some MBI policies may include 24/7 AA Roadservice as a benefit.


MBI policies are often transferable to a new owner if you decide to sell your vehicle. This means that the new owner can continue to benefit from the remaining coverage under the policy, which can increase the resale value of your car and make it a more attractive purchase for potential buyers.

Important Information


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